Income Model Performance as of: 07/17/2026


Portfolio Funds		 NAV Day Month to
Date		 Year to
Date		 Volatility
(Risk)*
Intermediate Bond (FTHRX) $10.20 0.01 % -0.13 % 0.24 % 0.24
Short-Term Bond (FSHBX) 8.42 -0.11   0.06   0.83   0.11
Growth Discovery (FDSVX) 75.32 -1.37   -4.83   7.86   1.08
Low-Priced Stock (FLPSX) 46.75 -0.62   1.34   13.39   0.94
Conservative Income Bond (FCNVX) 10.06 0.01   0.17   2.00   0.05
Total   -0.38 % -0.74 % 4.00 % 0.40
Target Risk: 0.33
Comparative Indexes
500 Index $259.19 -1.01 % -0.52 % 9.63 % 1.00
Nasdaq Composite Index 324.84 -1.40   -2.66   10.14   1.24
Mid Cap Index 42.21 -0.59   -0.87   14.30   1.05
Small Cap Index 37.11 -0.40   -2.01   20.15   1.20
International Index 66.59 -0.45   -0.51   9.52   1.05
U.S. Bond Index 10.37 0.01   -0.50   0.22   0.35
*Relative Volatility is updated on a monthly basis.

*Relative volatility measures the volatility of a fund (or the Portfolio) relative to the volatility of the stock market as represented by the S&P 500. The volatility for the S&P 500 is set as 1.00. A relative volatility of 1.25 means the fund is 25% more volatile than the S&P 500 while a score of .75 would mean it is 25% less volatile.

Annual Returns (%)
1992199319941995199619971998199920002001
10.1011.30-2.1014.809.0010.503.503.000.305.60
2002200320042005200620072008200920102011
5.408.404.203.606.904.00-18.2020.009.106.30
2012201320142015201620172018201920202021
10.702.907.100.106.706.70-4.8012.6911.625.19
20222023 20242025      
-10.75 9.40 8.888.66