Income Model Performance as of: 06/30/2026


Portfolio Funds		 NAV Day Month to
Date		 Year to
Date		 Volatility
(Risk)*
Intermediate Bond (FTHRX) $10.23 -0.28 % 0.11 % 0.36 % 0.24
Short-Term Bond (FSHBX) 8.43 -0.11   0.09   0.77   0.11
Growth Discovery (FDSVX) 79.14 1.88   -0.73   13.33   1.08
Low-Priced Stock (FLPSX) 46.13 0.07   2.22   11.88   0.94
Conservative Income Bond (FCNVX) 10.06 0.01   0.31   1.83   0.05
Total   0.46 % 0.33 % 4.77 % 0.40
Target Risk: 0.33
Comparative Indexes
500 Index $261.23 0.80 % -0.95 % 10.20 % 1.00
Nasdaq Composite Index 333.73 1.53   -2.70   13.15   1.24
Mid Cap Index 42.58 0.12   3.10   15.30   1.05
Small Cap Index 37.87 0.50   3.73   22.61   1.20
International Index 66.93 0.34   0.54   10.08   1.05
U.S. Bond Index 10.44 -0.37   0.22   0.73   0.35
*Relative Volatility is updated on a monthly basis.

*Relative volatility measures the volatility of a fund (or the Portfolio) relative to the volatility of the stock market as represented by the S&P 500. The volatility for the S&P 500 is set as 1.00. A relative volatility of 1.25 means the fund is 25% more volatile than the S&P 500 while a score of .75 would mean it is 25% less volatile.

Annual Returns (%)
1992199319941995199619971998199920002001
10.1011.30-2.1014.809.0010.503.503.000.305.60
2002200320042005200620072008200920102011
5.408.404.203.606.904.00-18.2020.009.106.30
2012201320142015201620172018201920202021
10.702.907.100.106.706.70-4.8012.6911.625.19
20222023 20242025      
-10.75 9.40 8.888.66